How much home can you afford?!

Find out in less than 3 minutes

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Lenders typically look at two key numbers:

Housing Ratio — How much of your gross monthly income goes toward your new housing payment.

Total Debt Ratio — Your housing payment plus other monthly debts, such as car loans, credit cards and student loans.

These are guidelines—not approval limits—but they give us a great place to start.

Let’s see what your numbers look like.

Lets start with your debt.

Your Monthly Debt

Lenders generally look at two types of debt:

1. Revolving Debt — Credit cards and other accounts without a fixed payoff date.

2. Installment Debt — Loans with scheduled payments, such as car loans, student loans, and personal loans.

We’ll use your monthly payments to help estimate how much home you may be able to afford.

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This is a tool meant to teach you about debt ratios and how banks qualify clients. Its not the same as a pre-approval or prequalification.

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Easy

Just 5 easy questions

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Fast

Takes less than 3 minutes

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Secure and private

Your data is protected, we never sell or share your information.

Next is income.

What is the monthly gross income of everyone that will be buying the new property.

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Hows your credit?

Your credit effects the type of loan you may qualify for. This can change the amount which they are willing to lend.

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Rate your credit from poor to great
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What zip code are you looking in?

Property taxes can make up a significant part of your monthly housing payment. Because taxes vary by location, where you plan to buy can directly affect your monthly payment and how much home you may be able to afford.

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Great — We Have What We Need

That gives us the key information needed to estimate your debt ratios and potential buying power.

How should we get you your info?

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Do you prefer a call, text or email?Selecting an option will navigate to the next step.
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Fast

Less than 3 minutes

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Easy

5 easy steps

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Secure and private

Your data is protected, never sold, never shared.

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Info received!

Let us run some numbers and see how it looks.

We will send you the info via your preferred method.

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